Editing Experian (section)

{{Short description|Irish multinational consumer credit reporting company}}
{{distinguish|Sony Xperia{{!}}Xperia|Xperi}}
{{EngvarB|date=September 2013}}
{{Use dmy dates|date=September 2024}}
{{Infobox company
| name = Experian plc
| logo = [[File:Experian logo.svg|220px]]
| type = [[Public company|Public]]
| traded_as = {{LSE|EXPN}}<br>[[FTSE 100 Index|FTSE 100 Component]]
| foundation = {{start date and age|1996}}
| location = [[Dublin]], Ireland<ref>{{Cite news |last=Feisst |first=Melanie |date=2006-07-27 |title=Ireland has the edge, says expansive GUS |url=https://www.telegraph.co.uk/finance/2944305/Ireland-has-the-edge-says-expansive-GUS.html |url-status=live |access-date=2016-07-25 |archive-url=https://web.archive.org/web/20180928130756/https://www.telegraph.co.uk/finance/2944305/Ireland-has-the-edge-says-expansive-GUS.html |archive-date=28 September 2018}}</ref><ref>{{Cite web |title=About Experian {{!}} Company Profile {{!}} Office Locations |url=http://www.experian.com/corporate/experian-locations.html |url-status=live |archive-url=https://web.archive.org/web/20160817044150/http://www.experian.com/corporate/experian-locations.html |archive-date=17 August 2016 |access-date=2016-07-25}}</ref>
| locations = {{collapsible list|
 | [[Costa Mesa]], [[California]], United States
 | [[Nottingham]], [[England]], United Kingdom
 | [[São Paulo]], Brazil
 | [[Hamburg]], Germany
 | [[Singapore]]
 | [[Hyderabad]], India
}}
| key_people = {{ubl|{{wd-chairperson}}|{{wd-ceo}}}}
| industry = Business services
| revenue = {{increase}} [[US$]]7.097 billion ([[Fiscal Year|FY]]2024)<ref name=results>{{Cite web |title=Annual Results 2024 |url=https://www.experianplc.com/content/dam/marketing/global/plc/en/assets/documents/reports/2024/experian_annual_report_2024_web.pdf|publisher=Experian |access-date=8 February 2025}}</ref>
| operating_income = {{increase}} US$1.928 billion (FY2024)<ref name=results/>
| net_income = {{increase}} US$1.203 billion (FY2024)<ref name=results/>
| assets = {{increase}} US$11.712 billion (FY2024)<ref name=results/>
| equity = {{increase}} US$4.669 billion (FY2024)<ref name=results/>
| num_employees = 21,700 (2025)<ref>{{Cite web |title=Profile |url=https://www.experian.com/corporate/experian-profile |access-date=8 February 2025 |publisher=Experian}}</ref>
| homepage = {{URL|https://www.experian.com}}
| predecessors =  [[TRW Inc.]] (1968–1996)<ref>{{Cite book |last=Dyer |first=Davis |title=TRW: Pioneering Technology and Innovation since 1900 |date=1998 |publisher=[[Harvard Business School Press]] |isbn=0-87584-606-8 |location=Boston |pages=279, 309, 390}}</ref><ref>{{Cite web |last1=Marthews |first1=Alex |last2=Tucker |first2=Catherine |author-link2=Catherine Tucker |date=5 December 2019 |title=Privacy policy and competition |url=https://www.brookings.edu/wp-content/uploads/2019/12/ES-12.07.19-Marthews-Tucker.pdf |access-date=29 January 2021 |publisher=[[Brookings Institution]] |page=13 |archive-date=10 October 2021 |archive-url=https://web.archive.org/web/20211010195424/https://www.brookings.edu/wp-content/uploads/2019/12/ES-12.07.19-Marthews-Tucker.pdf |url-status=live}}</ref><br/>[[GUS plc]] (1996–2006)
}}

'''Experian plc''' is a [[multinational corporation|multinational]] [[data broker]] and consumer [[credit reporting]] company headquartered in [[Dublin]], Ireland. Experian collects and aggregates information on more than 1 billion people and businesses including 235 million individual U.S. [[consumer]]s and more than 25 million U.S. businesses.<ref>{{Cite web |title=Credit Services |url=http://www.experianplc.com/about-us/our-business-activities/credit-services/ |url-status=dead |archive-url=https://web.archive.org/web/20170924045653/http://www.experianplc.com/about-us/our-business-activities/credit-services/ |archive-date=24 September 2017 |access-date=2017-09-23 |publisher=Experian}}</ref><ref>{{Cite web |title=About Experian {{!}} Company Profile {{!}} Corporate Fact Sheet |url=http://www.experian.com/corporate/experian-corporate-factsheet.html |url-status=live |archive-url=https://web.archive.org/web/20170924093105/http://www.experian.com/corporate/experian-corporate-factsheet.html |archive-date=24 September 2017 |access-date=2017-09-23 |publisher=Experian}}</ref> It is listed on the [[London Stock Exchange]] and is a constituent of the [[FTSE 100 Index]]. Experian is a partner in [[United States Postal Service|USPS]] address validation. It is one of the "Big Three" credit-reporting agencies, alongside [[TransUnion]] and [[Equifax]].<ref>{{Cite news |date=14 September 2017 |title=How to protect yourself against the theft of your identity |newspaper=[[The Economist]] |url=https://www.economist.com/news/finance-and-economics/21728955-top-tip-keep-eye-your-bank-and-credit-card-statements-how-protect |url-status=live |access-date=15 September 2017 |archive-url=https://web.archive.org/web/20170914223158/https://www.economist.com/news/finance-and-economics/21728955-top-tip-keep-eye-your-bank-and-credit-card-statements-how-protect |archive-date=14 September 2017}}</ref>

In addition to its credit services, Experian also sells decision analytic and marketing assistance to businesses, including individual fingerprinting and targeting.<ref>{{Cite news |last=Ingram |first=David |title=Facebook cuts ties to data brokers in blow to targeted ads |work=U.K. |url=https://uk.reuters.com/article/uk-facebook-privacy/facebook-cuts-ties-to-data-brokers-in-blow-to-targeted-ads-idUKKBN1H41LZ?il=0 |access-date=2018-03-29 |archive-date=25 January 2022 |archive-url=https://web.archive.org/web/20220125035404/https://www.reuters.com/article/uk-facebook-privacy/facebook-cuts-ties-to-data-brokers-in-blow-to-targeted-ads-idUKKBN1H41LZ?edition-redirect=uk |url-status=dead}}</ref> Its consumer services include online access to credit history and products meant to protect from fraud and [[identity theft]].<ref>{{Cite web |title=Experian's Four Principal Business Groups |url=http://www.experian.com/corporate/principal-businesses.html |url-status=live |archive-url=https://web.archive.org/web/20170924045350/http://www.experian.com/corporate/principal-businesses.html |archive-date=24 September 2017 |access-date=2017-09-23 |publisher=Experian}}</ref> Like all credit reporting agencies, the company is required by U.S. law to provide consumers with one free credit report every year.<ref>{{Cite news |date=2013-03-26 |title=Free Credit Reports |work=Consumer Information |url=https://www.consumer.ftc.gov/articles/0155-free-credit-reports |url-status=live |access-date=2017-09-23 |archive-url=https://web.archive.org/web/20170924045011/https://www.consumer.ftc.gov/articles/0155-free-credit-reports |archive-date=24 September 2017}}</ref>