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Financial system in Australia
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{{Short description|Banking and borrowing in Australia}} The '''[[Australia]]n financial system''' consists of the arrangements covering the borrowing and lending of funds and the transfer of ownership of financial claims in Australia,<ref>Submission to the Committee of Inquiry into the Australian Financial System ("The Campbell Committee"), ''[[Reserve Bank of Australia]] Occasional Paper No 7'', December 1979, para 1.</ref> comprising: * [[authorised deposit-taking institution]]s (ADIs) or financial institutions, comprising banks, credit unions and building societies, * [[Non Bank Financial Institutions in Australia|non bank financial institutions (NBFI)]], * insurance (life and general), * superannuation, * financial markets—debt, equity and derivative markets, and * payments systems—cash, cheques, EFTPOS, RTGS and other high-value payment systems.
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