Editing Mutual bank (section)

{{Banking}}
A '''mutual bank''' is a cooperative financial institution owned by its depositors or customers.  They include [[mutual organization]], [[mutual savings bank]]s and [[cooperative banking]]. Unlike traditional [[bank]]s, which prioritize shareholder profits, mutual banks focus on serving their members' interests.<ref>{{cite web |url=https://www.bankmainstreet.com/understanding-banking/what-is-a-mutual-bank/ |title=What is a Mutual Bank? |last=Witman |first=Alden |date=March 22, 2023 |publisher=Main Street Bank}}</ref> They reinvest profits back into the institution to benefit customers, offer a range of banking services, and often have a community-oriented approach.<ref>{{cite web |url=https://www.fdic.gov/resources/bankers/mutual-institutions/index.html |title=Banker Resource Center - Mutual Institutions |date=May 12, 2023 |publisher=[[Federal Deposit Insurance Corporation]] }}</ref> Regulations around mutual banking vary by country.