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Credit risk
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== Types == A credit risk can be of the following types:<ref>[https://www.unicreditgroup.eu/en/investors/risk-management/credit.html Credit Risk Classification] {{webarchive|url=https://web.archive.org/web/20130927181311/https://www.unicreditgroup.eu/en/investors/risk-management/credit.html |date=2013-09-27 }}</ref> * [https://www.investopedia.com/terms/d/defaultrisk.asp#:~:text=Default%20risk%20is%20the%20risk,all%20forms%20of%20credit%20extensions. Credit default risk] β The risk of loss arising from a debtor being unlikely to pay its loan obligations in full or the debtor is more than 90 days past due on any material credit obligation; default risk may impact all credit-sensitive transactions, including loans, securities and [[Derivative (finance)|derivatives]]. * [[Concentration risk]] β The risk associated with any single exposure or group of exposures with the potential to produce large enough losses to threaten a bank's core operations. It may arise in the form of single-name concentration or industry concentration. * [[Country risk]] β The risk of loss arising from a sovereign state freezing foreign currency payments (transfer/conversion risk) or when it defaults on its obligations ([[Sovereign credit risk|sovereign risk]]); this type of risk is prominently associated with the country's macroeconomic performance and its political stability.
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