Editing Overseas Private Investment Corporation (section)

==Products and services==
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===Financing===
OPIC helped provide medium-term to long-term funding through direct loans and loan guarantees to eligible investment projects in developing countries and emerging markets. By complementing the private sector, OPIC used to provide financing in countries where commercial financial institutions often are reluctant or unable to lend.

Recognizing that businesses both large and small played an important role in developing nations, OPIC made it a priority to work with American [[small business]]es, which comprised, on average, 80 percent of projects supported by the agency. OPIC's Department of Small and Medium-sized Enterprise Finance offered qualified small businesses a streamlined approval process and direct loans from $100,000 to $10 million with terms from three to 15 years. While the eligible U.S. small business must have owned at least 25 percent of the overseas project, OPIC used to be able to finance up to 65 percent of the total project cost. OPIC had conducted more than a dozen small business workshops around the United States since 2006, educating nearly 1,600 business owners about OPIC products and services.

===Political risk insurance===
OPIC's [[political risk insurance]] enabled U.S. businesses to take advantage of commercially attractive opportunities in emerging markets, mitigating risk and helping them compete in a global marketplace. OPIC helped U.S. investors protect their investments in a variety of situations, including political violence, expropriation or other government interference, and currency inconvertibility.

===Investment funds===
OPIC provided support for the creation of privately owned and managed [[investment fund]]s. These funds make direct equity and equity-related investments in new, expanding, or privatizing emerging market companies. OPIC-supported funds helped emerging market economies access long-term growth capital, management skills, and financial expertise, all of which are key factors in expanding economic development for people in developing nations.

===Investment projects===
OPIC supported projects in a range of industries—from energy to housing, agriculture, financial services, etc. It focused on regions where the need was greatest and in sectors that could have the greatest developmental impact. OPIC had increasingly focused on projects that encouraged the use of [[renewable resources]], which represented not only an urgent global need but also a significant investment opportunity.
 
Another key priority was [[impact investing]], which aimed to produce positive social impacts while generating financial returns sufficient to make projects sustainable.