Editing Background check (section)

=== United Kingdom ===
The employer has to treat the personal information from the applicant as confidential. The applicant has to receive a copy of the background to check or update the information that appears on the background check. The employer can not retain the information more than it is necessary. The employer has to give any one who comes in contact with the information of the applicant a code of conduct. The company has to go through an audit to make sure they are complying and protecting the data.<ref name="MayerBrownGlobalGuide">{{Cite web|url=https://www.mayerbrown.com/files/uploads/Documents/PDFs/2016/April/A-Global-Guide-Background-Checks.pdf|title= A Global Guide to Background Checks|date=2015|publisher=[[Mayer Brown|The Mayer Brown Practices]]}}</ref>

Restrictions and Laws on Background Checks

* Criminal records checks: [[Protection of Freedoms Act 2012]], [[Rehabilitation of Offenders Act 1974]], Rehabilitation of Offenders Act 1974 (Exceptions) Order 1975
* Ability to work in the UK: [[Immigration, Asylum and Nationality Act 2006]]
* The [[Equality Act 2010]]
* [[Data Protection Act 1998]]
* Article 8 of the European Convention on Human Rights (and [[Human Rights Act 1998]])

During the [[2008 financial crisis]], the level of fraud almost doubled.<ref>[http://www.bdo.uk.com/news/2009/fraud-doubles-yet-expert-says-the-worst-is-still-to-come.html Fraud doubles yet expert says the worst is still to come] {{webarchive|url=https://web.archive.org/web/20090727003214/http://www.bdo.uk.com/news/2009/fraud-doubles-yet-expert-says-the-worst-is-still-to-come.html|date=July 27, 2009}}</ref> Background-checking firm [[Powerchex]] claimed the number of applicants lying on their applications increased after the start of the [[2008 financial crisis]].<ref>{{cite news|url=https://www.theguardian.com/education/2009/aug/06/young-unemployed-lies-job-applications|title=Under-21s told 29% more lies on job applications this year than last|author=Jessica Shepherd|date=August 6, 2009|newspaper=[[The Guardian]]|access-date=May 13, 2012|archive-url=https://web.archive.org/web/20160306075821/http://www.theguardian.com/education/2009/aug/06/young-unemployed-lies-job-applications|archive-date=March 6, 2016|url-status=live}}</ref> In 2009, Powerchex claimed that nearly one in 5 applicants has a major lie or discrepancy on his or her application.<ref>{{cite web|url=http://www.powerchex.co.uk/interface/files/surveys/PowerchexAnnualPre-EmploymentScreeningSurvey2009.pdf|title=Annual pre-employment Screening Survey|publisher=Powerchex.co.uk|archive-url=https://web.archive.org/web/20111001195148/http://www.powerchex.co.uk/interface/files/surveys/PowerchexAnnualPre-EmploymentScreeningSurvey2009.pdf|archive-date=2011-10-01|url-status=dead|access-date=2012-06-17}}</ref> Almost half (48%) of organizations with fewer than 100 staff experienced problems with vetted employees.<ref>{{Cite journal|title=Figure 1.4. Fewer than half of the adult population has attained at least upper-secondary education|doi = 10.1787/888933590777}}</ref> The research shows how many failures occurred in the relationship between employer and employee over the years and what dangers it brings. Applicants usually lie about additional skills (85%), dates of employment (58%), responsibilities (53%) or positions (28%).<ref>{{Cite journal|last1=Brown|first1=Richard F.|last2=Owens|first2=Myra|last3=Bradley|first3=Cathy|date=December 2011|title=Employee to employer communication skills: balancing cancer treatment and employment|journal=Psycho-Oncology|volume=22|issue=2|pages=426–33|doi=10.1002/pon.2107|pmid=22162192|s2cid=13515755|issn=1057-9249}}</ref>

==== Regulation ====
<ref>{{Cite journal|title=Figure 2.1. Capital adequacy ratio| year=2012 |doi = 10.1787/888932575940}}</ref> The [[Financial Services Authority]] states in their Training & Competence guidance that regulated firms should have:
* Adequacy of procedures for taking into account knowledge and skills of potential recruits for the role
* Adequacy of procedures for obtaining sufficient information about previous activities and training
* Adequacy of procedures for ensuring that individuals have passed appropriate exams or have appropriate exemptions
* Adequacy of procedures for assessing competence of individuals for sales roles

The [[Financial Services Authority]]'s statutory objectives:

# Protecting consumers
# Maintaining market confidence
# Promoting public awareness
# Reducing financial crime