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=== Finland === {{unreferenced section|date=November 2022}} [[File:Luminary.jpg|thumb|The Luminary, a condominium in [[Tammela, Tampere]], Finland]] In Finland, a condominium-like arrangement where the ownership of the real estate is assigned to specific apartments ({{langx|fi|hallinnanjakosopimus}}, {{langx|sv|avtal om delning av besittningen}}) is usually used only with [[single-family detached home|detached]] or [[semi-detached]] houses. A [[housing cooperative]] is a common form of home ownership in Finland. Owning shares that correspond to one apartment in a housing company is generally considered as much ''owning your own home'' as actually directly owning a (single family) house. However, shares are not considered as [[real estate]] but as [[personal property]] and the co-op can take possession of the apartment for a term time and evict the tenant or owner because of disturbance or unpaid maintenance fees. Finnish housing cooperatives are incorporated as (non-profit) [[limited liability company|limited-liability companies]] ({{langx|fi|asunto-[[osakeyhtiö]]}}, {{langx|sv|bostadsaktiebolag}}), where one share usually represents one square meter (sometimes ten) of the apartment. Membership in a condo is obtained by buying the shares on the open market, most often through a real estate agent. No board approval is needed to buy shares, but in some cases other stockholders or the housing cooperative itself has the right to claim the stocks being sold. There is usually no requirement for the owner(s) to live in the condo. Owning apartments for rent is a common form of saving and private investment in Finland.
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