Editing Syndicate (section)

===The US-based insurance exchange model===

In the United States, there are four major insurance syndicates that supply indemnity through the several liabilities of their syndicate names - which are called subscribing members.

* United Services Automobile Association;<ref>NAIC # 25941; FEIN  74-0959140; TDI Company Number 14-86800; Current TDI Certificate of Authority  [CofA]  # 14585 granted on April 2, 2008.
Unlawfully commenced inter-insuring by receipt of a syndicate name's deposit against a reciprocal contract on either June 20 or June 22, 1922. First one year license (expired February 28, 1926) to commence inter-insuring by reciprocal contract granted on or slightly before March 23, 1925 (two and nine years after USAA's unlawful 1922 "receipt of a first deposit from a "syndicate name").</ref>

* Interinsurance Exchange of the Automobile Club;<ref>NAIC # 15598;  FEIN:  95-0865765;  California Company ID (CA DOI) 0392-1;   Certificate of Authority [CofA] granted to commence inter-insuring by reciprocal contract on October 4, 1912</ref>
* Erie Indemnity Company;<ref>FEIN 25-0466020;  PA SOS Entity # 112672;  SEC File Number 0-24000  CUSIP 29530P-102; Incorporated  April 14, 1925</ref>
* Farmers Group Inc;<ref>FEIN 95-0725935; NV Entity C1096-1927 Incorporated 17 Oct 1927; CA [foreign] Entity C0126554</ref>

These types of insurance syndicates are operated by Attorneys-in-Fact.