Editing Workers' compensation (section)

===United States===
{{Main|Workers' compensation (United States)}}
In the United States, some form of workers' compensation is typically compulsory for almost all employers in most states (depending upon the features of the organization), with the notable exception of [[Texas]] as of 2018.<ref>{{Cite web|url=https://www.employers.com/resources/blog/2014/is-workers-compensation-insurance-required-in-all-states|title=Is Workers' Compensation Insurance Required in all states| website=www.employers.com|language=en|archive-url=https://web.archive.org/web/20181124214945/https://www.employers.com/resources/blog/2014/is-workers-compensation-insurance-required-in-all-states|archive-date=2018-11-24|url-status=live|access-date=2018-11-24}}</ref> Regardless of compulsory requirements, businesses may purchase insurance voluntarily, and in the United States policies typically include Part One for compulsory coverage and Part Two for non-compulsory coverage.<ref>{{Cite web|url=https://www.irmi.com/term/insurance-definitions/workers-compensation-and-employers-liability-policy|title=Workers' Compensation and Employers Liability Policy {{!}} Insurance Glossary Definition {{!}} IRMI.com|website=www.irmi.com|access-date=2018-11-24}}</ref> In many states, employers that can prove they have sufficient funds to cover their workers' compensation liabilities are allowed to engage in [[self-insurance]], a term meaning forgoing the purchase of insurance.<ref>Holdren, ''Injury Impoverished: Workplace Accidents, Capitalism, and Law in the Progressive Era'' (2021), 186, 191-201.</ref> By 1949, every state had enacted a workers' compensation program.<ref>[https://eh.net/encyclopedia/workers-compensation/ eh.net Fishback] {{webarchive|url=https://web.archive.org/web/20170619023347/http://eh.net/encyclopedia/workers-compensation/ |date=19 June 2017 }} Includes extended data tables.</ref>

In most states, workers' compensation claims are handled by [[administrative law judge]]s, who often act as [[Trier of fact|triers of fact]].<ref>{{Cite journal|last=David B.|first=Torrey|date=2012|title=Master or Chancellor? The Workers' Compensation Judge and Adjudicatory Power|url=https://digitalcommons.pepperdine.edu/naalj/vol32/iss1/2/|journal=Journal of the National Association of Administrative Law Judiciary|language=en|volume=32|issue=1|issn=0735-0821}}</ref>

Workers' compensation statutes which emerged in the early 1900s were struck down as unconstitutional until 1911 when Wisconsin passed a law that was not struck down; by 1920, 42 states had passed workers' compensation laws.<ref name="tradeoff">{{Cite news|url=https://www.insurancejournal.com/blogs/academy-journal/2015/03/19/360273.htm|title=Workers' Compensation History: The Great Tradeoff!|date=2015-03-19|work=Insurance Journal|access-date=2018-11-24|language=en-US}}</ref>