Editing Debt collection (section)

===Spain===
If talking to the debtor is unfruitful, a creditor can write a letter to the debtor outlining the following details:
* the holder of the debt
* the amount of the debt
* the purpose of the debt
* previous steps taken to recover the debt
* steps that will be taken to recover the debt
* a date by which payment of the debt is expected (a minimum of seven days)
* a request for any disputed issues to be put in writing

The assignment of the claim against the debt shall not be effective if the assigned debt is not real, legitimate, receivable arises from a crime or the debtor is a public institution, political party or homeless individual.

A collection agency is usually better and faster. Some dress in costumes just to underline the message.<ref>{{cite news|last1=Nash|first1=Elizabeth|title=Boom time for Spain's costumed debt collectors|url=https://www.independent.co.uk/news/world/europe/boom-time-for-spains-costumed-debt-collectors-922500.html|access-date=19 January 2018|work=The Independent|date=7 September 2008}}</ref>