Editing Financial intermediary (section)

==Functions performed by financial intermediaries==
The hypothesis of financial intermediaries adopted by [[mainstream economics]] offers the following three major functions they are meant to perform:

# [[Creditor]]s provide a line of credit to qualified clients and collect the premiums of debt instruments such as loans for financing homes, education, auto, credit cards, small businesses, and personal needs.
# Risk transformation{{citation needed|date=November 2012}}
# Convenience denomination
# Commercial banks may provide safe storage for both cash as well as precious metals. <ref>{{cite web | url=https://corporatefinanceinstitute.com/resources/economics/financial-intermediary-transactions/ | title=Financial Intermediary }}</ref>