Editing Mutual organization (section)

== Modern mutuality ==
Various types of [[financial institution]]s around the world are mutuals, and examples include:
* Mutual [[Building society|building societies]]
** [[Nationwide Building Society]] – United Kingdom
** [[Coventry Building Society]] – United Kingdom
** [[Nelson Building Society]] – New Zealand
* Mutual [[Bank|banks]] and [[mutual savings bank]]s
** [[Greater Bank]] – Australia
** [[SBS Bank]] – New Zealand
* Mutual healthcare providers
** [[Benenden Healthcare Society]] – United Kingdom
* [[Mutual insurance]] companies
** [[Shepherds Friendly Society]] – United Kingdom
** [[Protection and indemnity insurance]]

Some mutual financial institutions offer services very similar to (if not the same as) those of a [[commercial bank]]. In some markets, mutuals offer very competitive [[interest rate]]s and fee tariffs on [[savings account|savings]] and [[deposit account]]s, [[mortgages]] and [[loans]]. The members who save and borrow with the mutual ultimately own the business.