Editing Overseas Private Investment Corporation (section)

===Financing===
OPIC helped provide medium-term to long-term funding through direct loans and loan guarantees to eligible investment projects in developing countries and emerging markets. By complementing the private sector, OPIC used to provide financing in countries where commercial financial institutions often are reluctant or unable to lend.

Recognizing that businesses both large and small played an important role in developing nations, OPIC made it a priority to work with American [[small business]]es, which comprised, on average, 80 percent of projects supported by the agency. OPIC's Department of Small and Medium-sized Enterprise Finance offered qualified small businesses a streamlined approval process and direct loans from $100,000 to $10 million with terms from three to 15 years. While the eligible U.S. small business must have owned at least 25 percent of the overseas project, OPIC used to be able to finance up to 65 percent of the total project cost. OPIC had conducted more than a dozen small business workshops around the United States since 2006, educating nearly 1,600 business owners about OPIC products and services.