Editing Radical Routes (section)

==Work==
Radical Routes provides small loans (up to about £50,000) to member co-operatives. Decisions on making loans are made collectively by other member co-operatives, this has been described as "peer-group loan appraisal".<ref>{{Cite journal|last=Field|first=Stuart|date=April 2015|title=Financial models for Community Development Finance Institutions in the UK|url=https://www.social-banking.org/wp-content/uploads/2017/08/ISB_paper_15_Master_thesis_Field.pdf|journal=ISB Paper Series|publisher=Institute for Social Banking|volume=15|pages=54|access-date=2019-10-28|archive-date=2019-10-28|archive-url=https://web.archive.org/web/20191028221716/https://www.social-banking.org/wp-content/uploads/2017/08/ISB_paper_15_Master_thesis_Field.pdf|url-status=live}}</ref>

Radical Routes publishes booklets on subjects such as How to set up a Housing Co-operative and How to set up a Worker Co-operative.<ref>{{Cite web|url=http://radicalroutes.org.uk/publications-and-resources.html|title=Radical Routes – Publications & Resources|website=radicalroutes.org.uk|access-date=13 January 2020|archive-date=13 January 2020|archive-url=https://web.archive.org/web/20200113023503/http://radicalroutes.org.uk/publications-and-resources.html|url-status=live}}</ref>

With [[Cooperatives UK]] they launched proposals for an independent co-operative regulator after the government announced that it would be abolishing the [[Financial Services Authority|FSA]]. Previously the FSA had regulated co-operatives, which were registered as [[industrial and provident society|industrial and provident societies]].

Radical Routes is developing a ‘co-op cluster’ model for co-op housing with groups of housing co-ops combining their assets to buy new properties outright, eliminating mortgage interest.<ref>{{Cite web|url=https://www.thenews.coop/95731/sector/community/radical-routes-plans-free-housing-co-ops-mortgage-trap/|title=Radical Routes Plans to Free Housing Co-ops from Mortgage Trap|last=Kidd|first=Marie-Claire|date=16 June 2015|website=The News Coop|access-date=13 January 2020|archive-date=2 November 2019|archive-url=https://web.archive.org/web/20191102213920/https://www.thenews.coop/95731/sector/community/radical-routes-plans-free-housing-co-ops-mortgage-trap/|url-status=live}}</ref>