Editing Debit card (section)

===Belgium===
In Belgium, debit cards are widely accepted in most businesses, as well as in most hotels and restaurants. Businesses have to provide at least one electronic option for payment by law. Smaller restaurants or retailers sometimes choose to only accept [[Payconiq]]. Payconiq is a system that allows holders of a Belgian bank account to make payments by scanning a QR-code with their smartphone. [[Wero (payment)]] is planned to replace Payconiq in the future, and will also be available to non-belgians. [[Credit cards]] are less common, but acceptance has grown in recent years. All Belgian banks provide debit cards when you open a bank account. Usually, it is free to use debit cards on national and EU ATMs even if they aren't owned by the issuing bank. Since 2019, a few banks charge a 50ct cost when using ATMs who are not owned by the issuing bank. The debit cards in Belgium are branded with the logo of the national [[Bancontact]] system and also with an international debit system. Bancontact cards used to be commonly co-branded with [[Maestro]], but banks have been transitioning to Bancontact cards co-branded with either [[Debit Mastercard]] or [[Visa Debit]].

Payments within Belgium with Belgian debit cards are usually done with Bancontact, but almost all payment terminals are set up to also accept Mastercard, Visa, Maestro and V-pay if Bancontact is not available. Other international card networks like [[Discover Card|Discover]] and [[American Express]] have limited acceptance in Belgium.

Some banks also offer Visa and MasterCard debit cards without Bancontact functionality, but these are mostly online banks.