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ATM
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== Related devices == {{Banking|terms}} A [[talking ATM]] is a type of ATM that provides audible instructions so that people who cannot read a screen can independently use the machine, therefore effectively eliminating the need for assistance from an external, potentially malevolent source. All audible information is delivered privately through a standard [[headphone jack]] on the face of the machine. Alternatively, some banks such as the [[Nordea]] and [[Swedbank]] use a built-in external speaker which may be invoked by pressing the talk button on the keypad.<ref>{{cite web |archive-url=https://web.archive.org/web/20110129211251/http://zidbits.com/2011/01/25/why-is-there-braille-on-drive-up-atm-machines/ |archive-date=29 January 2011 |url-status=dead |url=http://zidbits.com/2011/01/25/why-is-there-braille-on-drive-up-atm-machines/ |title=Why is there braille on drive-up ATMs? |publisher=Zidbits |date=2011-01-25 |access-date=2011-02-11 }}</ref> Information is delivered to the customer either through pre-recorded [[sound]] files or via text-to-speech [[speech synthesis]]. A postal [[interactive kiosk]] may share many components of an ATM (including a vault), but it only dispenses items related to postage.<ref>{{cite web|url=http://www.usps.com/communications/news/press/2004/pr04_098.htm |title=Postal Service Mailing Kiosks Now in Every State |publisher=Usps.com |date=2004-12-30 |access-date=2011-02-11 |url-status=dead |archive-url=https://web.archive.org/web/20110103030043/http://www.usps.com/communications/news/press/2004/pr04_098.htm |archive-date=3 January 2011 }}</ref><ref>{{Cite web | archive-url = https://web.archive.org/web/20160413211117/http://www.lunewsviews.com/apc.htm | first = Bill | last = Lewis | archive-date= 13 April 2016 | date = 2005 | title= Automated Postal Centers |url=http://www.lunewsviews.com/apc.htm|access-date=2023-03-27|website=www.postalreporter.com}}</ref> A '''scrip cash dispenser''' or '''cashless ATM''' may have many components in common with an ATM, but it lacks the ability to dispense physical cash and consequently requires no vault. Instead, the customer requests a withdrawal transaction from the machine, which prints a receipt or [[scrip]]. The customer then takes this receipt to a nearby sales clerk, who then exchanges it for cash from the till.<ref>{{cite web |url=http://www.atmscrip.com/what_is_scrip.html |title=About Script ATMs: How Do Cashless ATMs Work? - What is Scrip, or Cashless ATMs? |publisher=Atmscrip.com |access-date=2011-02-11 |url-status=live |archive-url=https://web.archive.org/web/20110324150807/http://www.atmscrip.com/what_is_scrip.html |archive-date=24 March 2011 }}</ref> A [[teller assist unit]] (TAU) is distinct in that it is designed to be operated solely by trained personnel and not by the general public, does integrate directly into interbank networks, and usually is controlled by a computer that is not directly integrated into the overall construction of the unit. A Web ATM is an online interface for ATM card banking that uses a [[Card reader#Smart card readers|smart card reader]]. All the usual ATM functions are available, except for withdrawing cash. Most banks in [[Taiwan]] provide these online services.<ref>{{cite web |url=https://netbank.megabank.com.tw/natm/ |title=Megabank WebATM |url-status=live |archive-url=https://web.archive.org/web/20150319155928/https://netbank.megabank.com.tw/natm/ |archive-date=19 March 2015 }}</ref><ref>{{cite web |url=https://webatm.post.gov.tw/postatm/index1.jsp |title=Post Office Bank WebATM |url-status=live |archive-url=https://web.archive.org/web/20150409144215/https://webatm.post.gov.tw/postatm/index1.jsp |archive-date=9 April 2015 }}</ref>
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