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Cheque
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=== Australia === The Australian Cheques Act 1986 is the body of law governing the issuance of cheques and payment orders in Australia. Procedural and practical issues governing the clearance of cheques and payment orders are handled by [[Australian Payments Clearing Association]] (APCA). In 1999, banks adopted a system to allow faster clearance of cheques by electronically transmitting information about cheques; this brought clearance times down from five to three days. Previously, cheques were required to be physically transported to the paying bank before processing began, and dishonoured cheques were physically returned. In June 2023 the Australian government announced it was moving to phase out the use of cheques by 2030.<ref name="ABC end">{{cite news | url=https://www.abc.net.au/news/2023-06-07/australian-government-to-phase-out-cheques-by-2030/102449560 | title=Cheques will be phased out by 2030 as the use of mobile wallets sky-rockets | newspaper=ABC News | date=7 June 2023 }}</ref>
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