Editing Contingent fee (section)

====Legal expenses insurance====
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{{main|Legal expenses insurance}}

This can also be referred to as "before the event" insurance (BTE), and is insurance that the client may already hold as part of household contents or car insurance, either free or for a small fee. Some credit cards also include BTE insurance and it can also be taken out as a separate insurance policy. BTE insurance may pay for the legal costs when making a claim for compensation, whether the client wins or loses.

The solicitor will be able to identify if a client holds this type of policy and complete the necessary claim form.

A 2008 report from the Ministry of Justice found that in 2007, 48% of those who took part had BTE insurance incorporated into their car insurance, 35% had BTE Insurance as part of their home insurance policy and a further 17% had the insurance as part of their travel insurance. This insurance covers any legal expenses in addition to costs for pursuing a personal injury claim and cost for legal expenses from the other side if the client's claim is unsuccessful.