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===Banking=== In 1881, the Dutch government created the ''Rijkspostspaarbank'', a [[postal savings system]] to encourage workers to start saving. Four decades later, they added ''Postcheque'' and ''[[Giro (banking)|Giro]]dienst'' services allowing working families to make payments via post offices. Separately in 1927, the Dutch government initiated a re-organization of Dutch banks which resulted in the creation of the ''Nederlandsche Middenstands Bank (NMB)''. NMB provided [[retail banking]] services in the Netherlands and abroad. In 1986, post office banking services were privatized as [[Postbank N.V.]] and three years later it would merge with NMB bank to form ''NMB Postbank Groep''. On 28 January 2025, ING has reached an agreement to sell its Russian operations to Global Development JSC, reducing its exposure to 1 billion euros, with the deal expected to close in 2025 and result in a 700-million-euro loss. The bank has been progressively scaling down its Russian business since 2022.<ref>{{cite news |title= Dutch bank ING to exit Russia after striking deal with investor|date=28 January 2025| work=Reuters|url= https://www.reuters.com/markets/deals/ing-groep-sell-russian-business-global-development-jsc-2025-01-28/|access-date=28 January 2025}}</ref>
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