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EMV
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===Asian and Pacific countries=== *Mastercard's liability shift among countries within this region took place on 1 January 2006.<ref name="Chargeback Guide"/> By 1 October 2010, a liability shift had occurred for all point of sale transactions, except for domestic transactions in China and Japan.<ref name="corporate.visa.com"/> *Visa's liability shift for points of sale took place on 1 October 2010.<ref name="The Journey To Dynamic Data"/> For ATMs, the liability shift date took place on 1 October 2015, except in China, India, Japan, and Thailand, where the liability shift was on 1 October 2017.<ref name="pressreleases.visa.com">{{cite press release |url=http://pressreleases.visa.com/phoenix.zhtml?c=215693&p=irol-newsarticlePR&ID=1780934&highlight= |title=Visa Expands U.S. Roadmap for EMV Chip Adoption to Include ATM and a Common Debit Solution |publisher=Visa |location=Foster City, Calif. |date=4 February 2013 |access-date=10 May 2015}}</ref> Domestic ATM transactions in China are not currently not subject to a liability shift deadline. ====Australia==== *Mastercard required that all point of sale terminals be EMV capable by April 2013. For ATMs, the liability shift took place in April 2012. ATMs must be EMV compliant by the end of 2015.<ref name="mastercard.com">{{cite web |url= http://www.mastercard.com/au/general/en/aboutus/press/payment_industry_fiveyearplan.html |archive-url=https://archive.today/20130128152134/http://www.mastercard.com/au/general/en/aboutus/press/payment_industry_fiveyearplan.html |url-status=dead |archive-date=2013-01-28 |title=MasterCard Announces Five Year Plan to Change the Face of the Payments Industry in Australia |publisher=Mastercard Australia}}</ref> *Visa's liability shift for ATMs took place 1 April 2013.<ref name="The Journey To Dynamic Data"/> ====Malaysia==== *Malaysia is the first country in the world to completely migrate to EMV-compliant smart cards two years after its implementation in 2005.<ref>{{cite web |url =https://www.thestar.com.my/business/business-news/2005/07/14/malaysia-first-to-complete-chipbased-card-migration/| title=Malaysia first to complete chip-based card migration|work=The Star Online| date=14 July 2005}}</ref><ref>{{cite web | url=http://www.therakyatpost.com/business/2015/10/14/us-learns-from-malaysia-10-years-later/ | title=US learns from Malaysia, 10 years later | publisher=The Rakyat Post | date=2015-10-14 | access-date=30 December 2016 | archive-date=20 March 2019 | archive-url=https://web.archive.org/web/20190320073413/http://www.therakyatpost.com/business/2015/10/14/us-learns-from-malaysia-10-years-later/ | url-status=dead }}</ref> ====New Zealand==== *Mastercard required all point of sale terminals to be EMV compliant by 1 July 2011. For ATMs, the liability shift took place in April 2012. ATMs are required to be EMV compliant by the end of 2015.<ref name="mastercard.com"/> *Visa's liability shift for ATMs was 1 April 2013.<ref name="The Journey To Dynamic Data"/>
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