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===Latin America and the Caribbean=== *Mastercard's liability shift among countries within this region took place on 1 January 2005.<ref name="Chargeback Guide"/> *Visa's liability shift for points of sale took place on 1 October 2012, for any countries in this region that had not already implemented a liability shift. For ATMs, the liability shift took place on 1 October 2014, for any countries in this region that had not already implemented a liability shift.<ref name="The Journey To Dynamic Data"/> ====Brazil==== *Mastercard's liability shift took place on 1 March 2008.<ref name="Chargeback Guide"/> *Visa's liability shift for points of sale took place on 1 April 2011. For ATMs, the liability shift took place on 1 October 2012.<ref name="The Journey To Dynamic Data"/> ====Colombia==== *Mastercard's liability shift took place on 1 October 2008.<ref name="Chargeback Guide"/> ====Mexico==== *Discover implemented a liability shift on 1 October 2015. For pay at the pump at gas stations, the liability shift was on 1 October 2017.<ref name="finextra.com"/> *Visa's liability shift for points of sale took place on 1 April 2011. For ATMs, the liability shift took place on 1 October 2012.<ref name="The Journey To Dynamic Data"/> ====Venezuela==== *Mastercard's liability shift took place on 1 July 2009.<ref name="Chargeback Guide"/>
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