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=== PIN length=== The international standard for financial services PIN management, [[ISO 9564]]-1, allows for PINs from four up to twelve digits, but recommends that for usability reasons the card issuer not assign a PIN longer than six digits.<ref>[http://www.iso.org/iso/home/store/catalogue_tc/catalogue_detail.htm?csnumber=54083 ISO 9564-1:2011 ''Financial services — Personal Identification Number (PIN) management and security — Part 1: Basic principles and requirements for PINs in card-based systems''], clause 8.1 PIN length</ref> The inventor of the ATM, [[John Shepherd-Barron]], had at first envisioned a six-digit numeric code, but his wife could only remember four digits, and that has become the most commonly used length in many places,<ref name=milligan> {{cite web | url=http://news.bbc.co.uk/2/hi/business/6230194.stm | title=The man who invented the cash machine | publisher=BBC | access-date = 2014-06-15 | date=2007-06-25}} </ref> although banks in Switzerland and many other countries require a six-digit PIN.
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