Editing Preferred provider organization (section)

== Comparison to exclusive provider organization (EPO) ==
A PPO is similar to an [[exclusive provider organization]] (EPO) in structure, administration, and operation. Unlike EPO members, however, PPO members are reimbursed for using medical care providers outside of their network of designated doctors and hospitals. However, when they use out-of-network providers PPO members are reimbursed at a reduced rate that may include higher deductibles and co-payments, lower reimbursement percentages, or a combination of these financial penalties.<ref>{{Cite web | url=https://www.831b.com/blog/in-todays-insurance-market-traditional-carriers-are/| title=Deductible Reimbursement| accessdate=2020-02-11}}</ref> EPO members, on the other hand, receive no reimbursement or benefit if they visit medical care providers outside of their designated network of doctors and hospitals. EPOs do allow reimbursement outside of the network in emergency cases, per the [[Patient Protection and Affordable Care Act|Affordable Care Act]].<ref>{{Cite web|url=https://www.healthcare.gov/using-marketplace-coverage/getting-emergency-care/|title=Getting Emergency Care|website=Healthcare.gov|access-date=2020-01-19}}</ref>