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ATM
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== Location == [[File:NBP, World's Highest ATM.jpg|thumb|The world's highest ATM at the [[Khunjerab Pass]] in [[Gilgit Baltistan]], [[Pakistan]] by [[National Bank of Pakistan|NBP]], which is located at the height of {{convert|4693|m}} above sea level<ref>{{cite magazine |title=The World's Highest ATM |url=https://www.atlasobscura.com/places/worlds-highest-atm |access-date=22 October 2019 |magazine=[[Atlas Obscura]]}}</ref>]] [[File:Hoboken, N.J., Nov. 3, 2012 -- Bank of America and other banks have set up mobile ATMs for survivors of Hurricane Sandy get cash to spend at stores that are open for cash customers. - DPLA - def08f331beecb7cc3210f2c013d1a7a.jpg|thumb|right|Mobile ATM after [[Hurricane Sandy]] in [[New Jersey]]]] ATMs can be placed at any location but are most often placed near or inside [[bank]]s, [[shopping center]]s, [[airport]]s, [[railway station]]s, [[metro station]]s, [[grocery store]]s, [[Filling station|gas station]]s, [[restaurant]]s, and other locations. ATMs are also found on [[cruise ship]]s and on some [[US Navy]] ships, where sailors can draw out their pay.<ref>[http://fms.treas.gov/navycash/index.html Overview: Navy Cash/Marine Cash: Programs and Systems: Financial Management Service] {{webarchive|url=https://web.archive.org/web/20130303190236/http://www.fms.treas.gov/navycash/index.html |date=3 March 2013 }}. Fms.treas.gov. Retrieved on 2013-08-02.</ref> ATMs may be on- and off-premises. On-premises ATMs are typically more advanced, multi-function machines that complement a bank branch's capabilities, and are thus more expensive. Off-premises machines are deployed by financial institutions where there is a simple need for cash, so they are generally cheaper single-function devices. [[Independent ATM deployer]]s unaffiliated with banks install and maintain [[white-label ATM]]s. In the US, Canada and some [[Arab states of the Persian Gulf|Gulf countries]],<ref>{{Cite web |date=Jan 7, 2020 |title=Al Salam Bank-Bahrain opens new branch in Riffa |url=http://tradearabia.com/news/BANK_362552.html |website=TradeArabia}}</ref> banks may have [[drive-thru]] lanes providing access to ATMs using an automobile. In recent times, countries like India and some countries in Africa are installing solar-powered ATMs in rural areas.<ref name="nanoATM">{{cite news |title=The nano of ATMs for rural masses comes to town |url=http://www.dnaindia.com/bangalore/report-the-nano-of-atms-for-rural-masses-comes-to-town-1358865 |first=Balanarayan |last=NT |date=14 March 2010 |work=[[Daily News and Analysis]] |location=Bangalore |access-date=24 May 2015 |url-status=live |archive-url=https://web.archive.org/web/20150525014956/http://www.dnaindia.com/bangalore/report-the-nano-of-atms-for-rural-masses-comes-to-town-1358865 |archive-date=25 May 2015 }}</ref> The world's highest ATM is located at the [[Khunjerab Pass]] in [[Pakistan]]. Installed at an elevation of {{convert|4693|m}} by the [[National Bank of Pakistan]], it is designed to work in temperatures as low as -40-degree Celsius.<ref>{{cite web|title=NBP installs 'World's Highest ATM' in Pakistan|url=https://en.dailypakistan.com.pk/pakistan/nbp-installs-worlds-highest-atm-in-pakistan/|website=Daily Pakistan|access-date=26 April 2017|url-status=live|archive-url=https://web.archive.org/web/20170427004627/https://en.dailypakistan.com.pk/pakistan/nbp-installs-worlds-highest-atm-in-pakistan/|archive-date=27 April 2017|date=5 September 2016}}</ref>
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