Editing Freeter (section)

===Health and pension insurance===
Part-time jobs usually do not include any health or retirement benefits. Freeters' low income makes payment of [[medical expenses]] onerous.

The biggest problem for freeters is that the Japanese pension system is based on the number of years a person has paid into the system. The freeter usually has little or no pension insurance or savings, which may force him or her to work beyond the usual retirement age.

Japan faces the problem of an aging population. The pension system will be under increasing strain as the ratio of pensioners to workers increases.