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===Routing number verification=== Yet another form of check verification is to cross reference the [[ABA routing transit number]], also called the Routing Number or ABA Number, with the bank to check against the actual item being presented. The routing number verification can provide the bank's name, address for processing, and phone number. Some routing number verification systems use an algorithm to validate the routing number, rather than cross reference the results in a database. Routing number verification is limited to verifying the bank name, address and phone number and cannot determine if the checking account is valid of perform funds verification. It can be valuable in locating fraudulent checks or drafts, and in getting contact information for the bank for merchant funds verification or account validation. Using the bank phone number, a business can attempt merchant funds verification if the bank offers the service.
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