Editing Underwriting (section)

===Continuous underwriting===
Continuous underwriting is the process in which the risks involved in insuring people or assets are being evaluated and analyzed on a continuous basis. It evolved from the traditional underwriting, in which the risks only get assessed before the policy is signed or renewed. Continuous underwriting was first used in [[Workers’ Compensation|workers' compensation]], where the premium of the insurance was updated monthly, based on the insured's submitted payroll. It is also used in [[life insurance]]<ref>{{Cite web|url=https://www.sapiens.com/blog/insurers-making-interesting-use-of-continuous-underwriting/|title = Insurers Using Continuous Underwriting|date = 19 December 2017}}</ref> and [[cyber insurance]].<ref>{{Cite web|url=https://content.naic.org/cipr_topics/topic_ondemand_insurance.htm|title = On-demand Insurance}}</ref><ref>{{Cite web |last=McKinsey & Company |date=March 2017 |title=Digital disruption in insurance: Cutting through the noise |url=https://www.mckinsey.com/~/media/mckinsey/industries/financial%20services/our%20insights/time%20for%20insurance%20companies%20to%20face%20digital%20reality/digital-disruption-in-insurance.ashx}}</ref>