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Debit card
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====Advantages==== Advantages of prepaid debit cards include being safer than carrying cash, worldwide acceptance, not having to worry about paying a credit card bill or going into debt, the opportunity for anyone over the age of 18 to apply and be accepted without checks on creditworthiness, and the option to deposit paychecks and government benefits directly onto the card for free.<ref>{{cite web |author=CreditCards.com |url=http://www.creditcards.com/credit-card-news/prepaid-debit-card-benefits-1271.php |title=Prepaid debit card benefits and disadvantages |publisher=Creditcards.com |date=March 22, 2006 |access-date=December 30, 2012 |archive-date=September 29, 2018 |archive-url=https://web.archive.org/web/20180929155536/https://www.creditcards.com/credit-card-news/prepaid-debit-card-benefits-1271.php |url-status=dead }}</ref> A newer advantage is the use of [[EMV]] technology and even contactless functionality, which had previously been limited to bank debit cards and credit cards.
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