Editing Gift card (section)

=== Canada ===
All Canadian provinces have passed laws to ban expiry dates and fees collected on gift cards.<ref>{{cite news|url=https://financialpost.com/entrepreneur/gift-cards-come-with-regulations|title=Most provinces now disallow expiry dates|last=Entrepreneur|date=27 February 2012|newspaper=Financialpost|access-date=29 March 2019|archive-date=12 December 2019|archive-url=https://web.archive.org/web/20191212044951/https://financialpost.com/entrepreneur/gift-cards-come-with-regulations|url-status=live}}</ref> However, provincial gift card laws do not apply to sectors that are regulated under federal laws. For example, gift cards that resemble credit cards ( i.e. with American Express, MasterCard, or Visa branding) and phone cards are regulated by the federal government. Under the federal ''Prepaid Payment Products Regulations'', effective 1 May 2014, federally regulated gift cards may only charge maintenance fees under certain conditions and may not set an expiry date for funds on those cards.<ref>{{cite web|url=https://www.canada.ca/en/financial-consumer-agency.html?itemid=249|title=Financial Consumer Agency of Canada|date=26 July 2015|website=Canada.ca|access-date=29 March 2019|archive-date=29 March 2019|archive-url=https://web.archive.org/web/20190329222632/https://www.canada.ca/en/financial-consumer-agency.html?itemid=249|url-status=live}}</ref>