Editing Octopus card (section)

== Types of cards ==
There are two main types of Octopus card (''On-Loan'' and ''Sold''), and two less common types (''Airport Express Tourist'' and ''MTR Airport Staff'').

=== Main types of cards ===

==== On-Loan cards ====
On-Loan cards are issued for use in day-to-day functions, primarily for fare payment in transport systems. They are further classified into ''Child'', ''Adult'', ''Elder'', and ''Personalised'' categories, with the first three based on age and different amounts of fare concession.<ref>{{cite web |url=http://www.octopuscards.com/consumer/products/cardtype/en/loan.jsp |title=On-Loan Octopus |publisher=Octopus Cards Limited |access-date=13 February 2007 |url-status=dead |archive-url=https://web.archive.org/web/20070224143712/http://www.octopuscards.com/consumer/products/cardtype/en/loan.jsp |archive-date=24 February 2007  }}</ref> With the exception of the ''Personalised'' cards, On-Loan cards are anonymous; no personal information, bank account, or credit card details are stored on the card,<ref name=knowledgebase>{{cite web |url=http://rfid.idtechex.com/knowledgebase/en/casestudy.asp?freefromsection=114 |title=Hong Kong Octopus financial/transport card, China |publisher=The RFID Knowledgebase |date=19 November 2006 |access-date=21 February 2007 |url-status=dead |archive-url=https://web.archive.org/web/20070903161516/http://rfid.idtechex.com/knowledgebase/en/casestudy.asp?freefromsection=114 |archive-date=3 September 2007  }}</ref> and no identification is required for the purchase of these cards. If an owner loses a card, only the stored value and the deposit of the card are lost. On-Loan Octopus cards may be purchased at all MTR stations, the KMB Customer Service Centre, [[New World First Ferry]] (NWFF) Octopus Service Centres, and the [[New World First Bus]] (NWFB) Customer Service Centre.<ref name="GetOctopus">{{cite web |url=http://www.octopuscards.com/consumer/products/apply/en/index.jsp |title=How to get Your Octopus |publisher=Octopus Cards Limited |access-date=21 February 2007 |url-status=dead |archive-url=https://web.archive.org/web/20070307092242/http://www.octopuscards.com/consumer/products/apply/en/index.jsp |archive-date=7 March 2007  }}</ref> A student on-loan Octopus Card was initially issued, but was discontinued in 2005.<ref>{{cite news |title=已停售學生八達通 港鐵多扣錢 (lit. ''MTR deduces extra fare from the obsoleted Student Octopus card'') |publisher=Ming Pao |language=zh |date=2 December 2007}}</ref>
{| class="wikitable"
|+ Types of On-Loan Octopus cards
! Type
! Colour
! Cost and use
|-
! Adult
|
*Gold (discontinued)
*Combined colors from all versions (discontinued)
*Black<ref name="replacement" />
*Grey
| The standard version of the Octopus card. This card is sold for HK$200 with an initial value of HK$150. This colour is also used for the logo of Octopus Cards Limited, the operator.
|-
! Child
|
*Pink (discontinued)
*Sky Blue<ref name="replacement">{{cite web|title=About Card Replacement|url=https://www.octopus.com.hk/en/consumer/card-replacement/about/index.html|publisher=Octopus|access-date=8 November 2017|archive-date=30 August 2020|archive-url=https://web.archive.org/web/20200830071716/https://www.octopus.com.hk/en/consumer/card-replacement/about/index.html|url-status=live}}</ref>
| Children aged between 3 and 12. This card is sold for HK$100 with an initial value of HK$50. Children's fares are deducted where applicable.
|-
! Elder
|
*Green
| Only to be used by senior citizens of age 65 or above, where government subsidy on fares is applied, costing only $2 per eligible trip. If no elder fares are available, adult fares are deducted. This card is sold for HK$100 with an initial value of HK$50.
|-
! Personalised
|
*Same as the adult version, with name of the holder (and a photo if requested) printed on the back
| This ''Personalised'' card is available upon registration. This application cost for this card is HK$200 with an initial value of HK$130 and a handling charge of HK$20.

*Registered students of Hong Kong's [[Education Bureau]] can apply for this card with "Student Status", and receive discounted fares on the MTR and selected routes on KMB
*Eligible persons with disabilities, after Social Welfare Department approval, may apply for a Personalised Octopus with "Persons with Disabilities Status" at HK$50 deposit. Other fees are waived by MTR and Octopus

Above statuses have expiry date which can be checked at MTR enquiry machines. Holders may renew and extend their status period by application to MTR.
|-
! Student (discontinued)
|
*Purple
| For students attending secondary schools and universities. Discontinued in 2005 and replaced by the Personalised Octopus Card.
|}

=== Samsung Pay ===
Since 14 December 2017, the cardless Octopus, named "Smart Octopus", is available with [[Samsung Pay]], a mobile payment platform provided by [[Samsung]]. By using the phone's NFC function and [[magnetic secure transmission]] (MST) technology, users can tap their selected Samsung devices on Octopus readers, paying in a similar way as a normal physical Octopus cards.

Users can choose to transfer their card data from an existing anonymous On-Loan Adult or Elder Octopus to the Smart Octopus. All card value and reward points are transferred and held in the Samsung Pay app. The physical card is then deactivated and can no longer be used. Users can also choose to purchase a new Adult or Elder Smart Octopus in the app.

Smart Octopus provides features like instant transaction notification and in-app top-up function. In-app top-ups initially incurred a 2.5% handling fee<ref>{{cite web|title=Smart Octopus in Samsung Pay|url=http://www.octopus.com.hk/en/consumer/mobile-payment/smart-octopus/about/index.html|publisher=Octopus Limited|access-date=15 December 2017|language=en-hk|archive-date=9 November 2020|archive-url=https://web.archive.org/web/20201109010401/https://www.octopus.com.hk/en/consumer/mobile-payment/smart-octopus/about/index.html|url-status=live}}</ref><ref>{{Cite news|url=https://www.finextra.com/pressarticle/71916/hong-kongs-octopus-integrates-with-samsung-pay|title=Hong Kong's Octopus integrates with Samsung Pay|last=Finextra|date=11 December 2017|work=Finextra Research|access-date=2017-12-12|language=en|archive-date=4 August 2020|archive-url=https://web.archive.org/web/20200804184448/https://www.finextra.com/pressarticle/71916/hong-kongs-octopus-integrates-with-samsung-pay|url-status=live}}</ref><ref>{{Cite news|url=http://www.scmp.com/news/hong-kong/economy/article/2123878/hongkongers-will-soon-be-able-use-phones-place-octopus-cards|title=Now your phone can replace your Octopus card (if it's a Samsung)|work=South China Morning Post|access-date=2017-12-12|language=en|archive-date=9 February 2021|archive-url=https://web.archive.org/web/20210209104948/https://www.scmp.com/news/hong-kong/economy/article/2123878/hongkongers-will-soon-be-able-use-phones-place-octopus-cards|url-status=live}}</ref> but this fee was removed in June 2020 when support for [[Apple Pay]] was launched.<ref>{{Cite web|date=2020-06-02|title=Smart Octopus 信用卡增值 Samsung Pay 取消手續費 – 香港 unwire.hk|url=https://unwire.hk/2020/06/02/samsungpay-smartoctopus/life-tech/|access-date=2020-06-02|website=香港 unwire.hk 玩生活．樂科技|language=zh-TW|archive-date=25 September 2020|archive-url=https://web.archive.org/web/20200925230912/https://unwire.hk/2020/06/02/samsungpay-smartoctopus/life-tech/|url-status=live}}</ref>

=== Apple Pay ===
Since 2 June 2020, Octopus cards can be added to Apple Pay.<ref>{{Cite web|url=https://9to5mac.com/2019/06/25/apple-pay-octopus/|title=Apple Pay Octopus looks to be coming to Hong Kong in iOS 13|last=Lovejoy|first=Ben|date=25 June 2019|website=9to5Mac|language=en-US|access-date=2019-08-01|archive-date=7 November 2020|archive-url=https://web.archive.org/web/20201107224029/https://9to5mac.com/2019/06/25/apple-pay-octopus/|url-status=live}}</ref> As Octopus cards use [[FeliCa]] technology, only [[Apple Watch 3]], [[iPhone 8]], and subsequent model are supported. Octopus for Tourists was launched in August 2020.<ref>{{Cite web|title=Octopus on iPhone or Apple Watch|url=http://www.octopus.com.hk/en/consumer/tourist/apple-pay/index.html|access-date=2021-03-26|website=www.octopus.com.hk|language=en-hk|archive-date=30 January 2021|archive-url=https://web.archive.org/web/20210130221645/https://www.octopus.com.hk/en/consumer/tourist/apple-pay/index.html|url-status=live}}</ref>

Users can choose to create a virtual Octopus card inside Apple Pay by topping up with their loaded credit cards, or to transfer data from an existing physical Octopus card. It supports Apple Pay's Express Transit function, which allows payments to be made from the iPhone or Apple Watch without needing to switch on the phone or authenticating the payment with [[Face ID]], [[Touch ID]], or password.<ref>{{Cite web|last=Lovejoy|first=Ben|date=2020-06-02|title=Apple Pay Octopus goes live in Hong Kong; here's one tip ...|url=https://9to5mac.com/2020/06/02/apple-pay-octopus-2/|access-date=2020-06-02|website=9to5Mac|language=en-US|archive-date=28 October 2020|archive-url=https://web.archive.org/web/20201028192645/https://9to5mac.com/2020/06/02/apple-pay-octopus-2/|url-status=live}}</ref>

=== Huawei Pay ===
Since 9 December 2020, Octopus card can be added to Huawei Pay.<ref>{{Cite web |title=Huawei Pay Octopus |url=http://www.octopus.com.hk/en/consumer/mobile-payment/huawei-pay/about/index.html |access-date=2023-05-10 |website=www.octopus.com.hk |language=en-hk}}</ref><ref>{{Cite web |date=2020-11-03 |title=搶先 Google Pay！傳華為手機將支持 Smart Octopus 八達通 |url=https://www.eprice.com.hk/mobile/talk/4546/217101/1 |access-date=2023-05-10 |website=ePrice.HK |language=zh-HK}}</ref> But it can only be used on Huawei phones sold in Hong Kong, Macau and China<ref>{{Cite web |title=HUAWEI Pay 八達通 – 華為官網 |url=https://consumer.huawei.com/hk/mobileservices/huawei-wallet/support-devices/ |access-date=2023-05-10 |website=consumer.huawei.com}}</ref>

Users can download the Octopus app from Huawei AppGallery to purchase new Octopus cards or transfer physical Octopus cards. If users have a UnionPay credit card, they can also purchase new Octopus cards in Huawei Wallet.<ref>{{Cite web |title=Faster Payment System |url=http://www.octopus.com.hk/en/consumer/mobile-payment/fps/index.html |access-date=2023-05-10 |website=www.octopus.com.hk |language=en-hk}}</ref>

=== Google Wallet ===
Since 28 April 2024,Users can purchase new Mobile Octopus via Octopus Apps from Google Play Store. It only support Devices with Android System Version 12 or Higher,Non-Root,NFC and Always Connected to Internet. The type of the card would be Adults only and independent than any Other mobile octopus and not support offline mode. User can add this card to your Google Wallet.<ref>{{Cite web |title=Octopus on Android |url=https://www.octopus.com.hk/en/consumer/mobile-payment/android-octopus/about/index.html |access-date=2025-03-25 |website=www.octopus.com.hk |language=en-hk}}</ref>