Editing Working poor (section)

===Education===
Higher levels of education generally leads to lower levels of poverty. However, higher education is not a guarantee of escaping poverty. 5.0% of the working poor have some college experience, 3.2% have an associate degree, and 1.5% have a bachelor's degree or higher.<ref name=":02" /> Using the Supplemental Poverty Report and looking at everyone in poverty, not just those working, these percentages actually rise to 14.9% with a high school diploma, 9.7% with some college, and 6.2% with a bachelor's degree of higher.<ref name=":1">{{Cite web|url=https://www.census.gov/library/publications/2019/demo/p60-268.html|title=The Supplemental Poverty Measure: 2018|website=The United States Census Bureau|language=EN-US|access-date=2 December 2019}}</ref> Blacks and Hispanics have higher rates of poverty than Whites and Asians at every education level. Student loan debt in the US can also contribute to poverty due to capitalized interest if the borrower does not earn enough wages keep up with the loan payments.{{cn|date=March 2023}}