Editing Cirrus (interbank network)

{{Short description|Worldwide interbank network}}
{{Use mdy dates|date=December 2023}}
{{Infobox Interbank Network
| name         = Cirrus
| logo         = [[File:Cirrus 2016.svg|180px]]
| logo_caption = Cirrus logo used since July 14, 2016
| area         = Worldwide (except [[Russia]])
| foundation   = {{Start date and age|1982}}
| atm          = 2,000,000+
| owner        = [[Mastercard]]
}}

'''Cirrus''' is a worldwide [[interbank network]] that provides cash to [[Mastercard]] cardholders. As a subsidiary of Mastercard, it connects all Mastercard's [[Credit card|credit]], [[Debit card|debit]], and [[prepaid debit card|prepaid cards]], as well as [[Automated teller machine|ATM]] cards issued by various banks worldwide bearing the Mastercard/[[Mastercard Maestro|Maestro]] logo.<ref>{{cite web|url=https://brand.mastercard.com/brandcenter/more-about-our-brands.html |title=More About Our Brands |publisher=MasterCard |access-date=January 13, 2017}}</ref>

Founded in 1982, prior to its acquisition by Mastercard in 1987, Cirrus System, LLC was owned by [[Bank of Montreal]], [[BankBoston|BayBanks Inc.]], [[First Interstate Bancorp]], [[Mellon Bank]], [[National Bank of Detroit#NBD Bancorp|NBD Bancorp Inc.]], and [[Norwest Corp.]]<ref name="Tribune">{{cite news|url=https://www.chicagotribune.com/1987/09/07/mastercard-to-acquire-biggest-us-teller-system/ |title=Mastercard to Acquire Biggest U.S. Teller System |newspaper=[[Chicago Tribune]] |date=September 7, 1987 |access-date=February 7, 2017}}</ref>

By default, Mastercard and Maestro cards are linked to the Cirrus network, but very often all three logotypes will be shown. Canadian, American and Saudi Arabian ATMs use this network alongside their local networks, and many banks have adopted Cirrus as their international interbank network alongside either a local one, the rival [[Plus (interbank network)|Plus]] ATM network owned by [[Visa Inc.|Visa]], or both. In countries such as India and Bangladesh, the Cirrus network also serves as a local interbank network as well as an international one.

==Logo history==
{{multiple image
| direction         = horizontal
| align             = left
| width             = 100
| image1            = Cirrus 1982 logo.svg
| alt1              = Cirrus logo used from 1982 until 1992
| caption1          = Cirrus logo used from 1982 until 1992
| image2            = Cirrus 1992 logo.svg
| caption2          = Cirrus logo used from 1992 until 1996
| image3            = Cirrus logo.svg
| caption3          = Cirrus logo used from 1996 until July 14, 2016
}}

The first logo, advertised from 1982 until 1992, was then changed to match those representing the other subsidiaries of Mastercard, which acquired Cirrus in 1987. The only exception is the colour pattern change. This can also be noticed through the re-branding in 2016, since all the logos of Mastercard, Maestro and Cirrus have been equally modified.

==References==
{{reflist}}

==Further reading==
* {{cite journal |last1=Gifford |first1=David |last2=Spector |first2=Alfred |date=August 1985 |title=The Cirrus Banking Network |url=https://www.cs.tufts.edu/~nr/cs257/archive/alfred-spector/spector85cirrus.pdf |journal=Communications of the ACM |publisher=Association for Computing Machinery |volume=28 |issue=8 |pages=798–807 |doi= 10.1145/4021.4022|s2cid=5916192 |access-date=October 4, 2014}}

==External links==
{{Portal|Banks}}
* [https://brand.mastercard.com/brandcenter/more-about-our-brands.html Mastercard Profile]
* [https://www.mastercard.us/en-us/consumers/get-support/locate-an-atm.html Mastercard ATM Locator]

{{Interbank networks}}
{{credit cards}}

[[Category:Financial services companies established in 1982]]
[[Category:1987 mergers and acquisitions]]
[[Category:Interbank networks]]
[[Category:Mastercard]]

{{finance-stub}}